When I first got into the hobby, I thought it was just a hobby.
I wanted to find some way to help people with their chronic illnesses, I wanted some way for me to make money.
And for a while, I was able to do that.
But now I’m seeing that people are using this hobby to make real money and have their life changed forever.
So what do you do if you want to become a millionaire in the next few years?
Here are six things you need now to start considering: 1.
Get a Health Insurance Plan That’s Premium-Friendly: Most people have health insurance that covers basic things like dental and vision, but many don’t have insurance at all.
A health insurance plan like HealthCare.gov can help people keep premiums low while still being able to pay for necessities like prescription medications and vision care.
It’s a great way to save money and also keep a stable income, according to a study from the Commonwealth Fund.
2.
Know what’s covered: Many plans will provide coverage for the same basic things as the basic health insurance you already have.
But you’ll want to know what you’ll be covered for if you’re covered by an employer plan, as well.
For example, you may be covered if you’ve been covered for a certain period of time by an insurance company, but if you go without health insurance for a long period of the year, you’ll have to pay your premium.
3.
Get Insurance for Yourself: While you can get health insurance from your employer, you don’t always want to pay full price for your own insurance, according the Commonwealth Bank Health Insurance Study.
If you have a health insurance policy from your current employer, make sure you understand what you’re getting yourself into if you get a new plan.
4.
Use Your Savings to Get Paid: Your employer probably covers some of the expenses that come with a health plan, but they can’t cover all of the costs.
The average cost of a plan can vary depending on what’s included, so you’ll need to budget how much you want your premium to be, according a survey from NerdWallet.
To get an idea of how much your employer may be paying for a plan, you can use a website like PayScale.com.
If your plan includes prescription drug coverage, you could save money by choosing an insurance plan that doesn’t include those drugs, said Debra S. Gildon, an economist at NerdWallet who specializes in health care.
The same is true for vision coverage, she said.
5.
Use the Internet to Learn More About Your Plan: Many people use the Internet for their health insurance, but the Internet can also be an expensive way to learn about health insurance.
You can check out health insurance plans that offer a number of different options and compare costs, according an online calculator by NerdWallet that helps you find out which plan is best for you.
6.
Get Your Health Insurance Through a Financial Institution: If you’re planning on enrolling in an employer health plan through your employer’s financial institution, you should start saving for a health policy that includes a deductible or out-of-pocket maximum.
Some companies offer free coverage, and others offer some kind of annual or lifetime coverage, said Elizabeth Buell, senior director of financial planning at Nerd.gov.
While you’re saving money, you might want to consider a company with lower premiums and lower deductibles, which could be more beneficial to you.